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Rates disclosure and repayment example: Rates for personal loans provided by lenders on BankGuider feature rate quotes no greater than 35.99% APR with terms from 6 to 84 months. Actual rate depends on credit history, loan term, loan amount, and other factors from the lender. For example, if you receive a $10,000 loan with a 36-month term and a 17.98% APR (which includes a 14.32% interest rate and 5% one-time origination fee), you would pay a $500 origination fee and would have a required monthly payment of $343.33. Over the life of the payments would total $12,859.88 including the origination fee. All loans are subject to credit review and approval by lenders. Review lenders' T&Cs and Understanding Bankrate’s rate averages for details.